WEMATE Budget Planner, Monthly Budget Book with Lock, Expense & Bill Tracker, Undated Financial Planner, Account Book to Take Control of Your Money (Black)

This comprehensive budget planner helps you take control of your finances with its 12-month planning capabilities. Featuring a password-protected design, full-page calendars, and colorful stickers, it makes budgeting and expense tracking more organized and engaging. The durable synthetic leather cover and thick, smooth paper provide a premium writing experience, while the built-in pen loop and back pocket ensure all your financial documents are kept secure and accessible. Whether you're a budgeting novice or an experienced money manager, this undated budget book is the perfect tool to achieve your financial goals.

• 12 month Budget Planner: Do you want to improve your budgeting skills and achieve financial goals? Budget planner and monthly bill organizer helps track your financial situation and efficiently manage personal income, expenses, savings, debts and financial goals.
• Budget Book with Password Lock: A high-quality password lock allows you to no longer worry about your financial situation being seen by other. A Pen Loop lets you keep a writing pen. Privacy and convenience helping you effectively manage your money anywhere. The initial password is 0-0-0. The password consists of a combination of 0-9 three digits and can be reset.
• 4 Colorful Stickers & Full Page Calendars： Featuring full page calendars each month, with more space to mark important dates, such as paydays, repayment dates, gatherings, shopping days, etc. 4 Colorful stickers making budgeting more fun, showing finance planner creativity.
• Undated Bill Organizer: Undated Bill organizer allows you to start financial planning at any time. Set your annual goals on the first page and draw your own thought map to start your budget plan. We also designed the Christmas Budget , Christmas Spending and Year-end Reflection pages, giving you more pages to allocate your holiday budget.
• Monthly Bill Tracker Notebook: Management your monthly income, storage, budget, and tracking daily expenses. Intuitive layout, easy budget review, subconscious change of bad consumption habits, and timely adjustment of next month's financial budget. Refined design and more reasonable distribution can help you fully utilize budget tools, whether you are a budget novice or an experienced user.
• Premium quality: The surface of this Budget Book is made of durable waterproof synthetic leather. Thick 100gsm paper, smooth to write, and resists ink bleed-through. Back pocket can hold change and receipts for financial review and bill tracking.